Products & Carriers
50+ Carriers. Every Product Line.Always the Right Answer.
As an independent agent, you're never forced to sell a product that doesn't fit your client. Access the industry's top carriers across Medicare, Life, Annuities, Health, and more.
Product Lines
Everything Your Clients Need
Medicare
Medicare Advantage (Part C)
The fastest-growing Medicare product. Annual enrollment period drives massive volume. Renewal income compounds significantly over time.
Medicare Supplement (Medigap)
High-retention product. Clients rarely switch once enrolled. Strong renewal income stream with minimal ongoing service requirements.
Medicare Part D (Prescription Drug)
Add-on to Medicare Advantage conversations. Low commission individually but strong as a bundle with other Medicare products.
Life Insurance
Term Life Insurance
Every client with a mortgage, dependents, or business needs this conversation. Simple underwriting, fast issue, strong first-year commissions.
Whole Life Insurance
Permanent protection with cash value accumulation. Strong for final expense and estate planning conversations.
Indexed Universal Life (IUL)
Premium product for business owners, high earners, and retirement income planning. Highest first-year commissions in life insurance.
Final Expense Life
Simplified underwriting, fast issue, high demand among seniors. Strong renewals and one of the most accessible products for new agents.
Annuities
Fixed Indexed Annuities (FIA)
Retirement income planning product with principal protection and market-linked growth potential. High premium = high commission per sale.
Multi-Year Guaranteed Annuities (MYGA)
CD alternative for conservative clients. Simple product, easy conversation, strong for senior clients with CDs maturing.
Single Premium Immediate Annuities (SPIA)
Guaranteed income for life. Strong for clients who need certainty in retirement income planning.
Health Insurance
ACA Health Plans (Under 65)
Serve clients under 65 who need health coverage. Enhanced subsidies through 2025 make ACA plans more accessible than ever.
Short-Term Medical
Bridge coverage for clients between jobs or waiting for Medicare eligibility. Limited but useful in specific situations.
Hospital Indemnity
Supplement to Medicare Advantage. Covers gaps in hospital coverage. Strong add-on sale to Medicare clients.
Supplemental & Specialty
Dental, Vision & Hearing
Easy add-on to Medicare conversations. Seniors have high demand for DVH coverage not included in Original Medicare.
Critical Illness Insurance
Lump-sum benefit for cancer, heart attack, stroke. Strong emotional sale with clear value proposition.
Long-Term Care Insurance
High-value product for clients planning for retirement. Complex underwriting but significant commission potential.
Carrier Network
Top-Rated Carriers Across Every Line
Direct appointments with the industry's most trusted carriers. No captive restrictions. Always the right product for your client.
Get Appointed with the Carriers Your Clients Need
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