Free Tools for Insurance Agents
See the Numbers.Make Better Decisions.
Three interactive calculators built specifically for insurance agents. No email required. No strings attached. Just the math you need to make smarter career decisions.
Medicare Income Calculator
Based on 2026 CMS Medicare Advantage compensation rates. Adjust the sliders to model your specific scenario.
10500
0% (all flips)100% (all NTM)
5%25%
115
2026 CMS Rates Used:
New-to-Medicare (NTM):$694/yr
Flip/Switch:$347/yr
Renewal:$347/yr
Year 10 Annual Income
$234,919
$191,544 from renewals alone
Cumulative 10-Year Income
$1,523,677
Book Size at Year 10
587 policies
Year-by-Year Income Breakdown
Yr 1
New
$43,375
Yr 2
$74,605
Yr 3
$102,712
Yr 4
$128,043
Yr 5
$150,945
Yr 6
$171,418
Yr 7
$189,809
Yr 8
$206,465
Yr 9
$221,386
Yr 10
$234,919
New Policy Income
Renewal Income
Estimates only. Actual results depend on market, carrier mix, and individual performance. CMS rates subject to annual change.
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